Trusted by tens of thousands of international students since our founding.
Compare every plan - the smartest choice is still ours
Access to over 1.2 million healthcare professionals, 690,000+ primary care physicians and specialists, and 6,300+ hospitals nationwide.
Enroll online in 3 minutes. Get your insurance card and waiver documents instantly via email.
24/7 customer support in English, Chinese, and Korean from our team of insurance experts.
150,000+
International students & scholars
1000+
Universities accepted
12%
10-Year Rates Increase
Get covered in three simple steps.
Tell us your visa status, school, and dates. We'll match you with plans that meet your school's waiver requirements.
Pay securely with credit card, bank transfer, or international payment. Receive instant confirmation.
Download your insurance card and waiver documents immediately. Coverage starts on your selected date.
Plans that meet waiver requirements at top institutions across the United States.
Answers to the most common questions from international students.
Yes. Our plans are designed to meet the waiver requirements at over 1,500 US colleges and universities. We guarantee waiver approval - if your school rejects your waiver, we'll refund your premium in full.
Most students save 50-75% by switching from their school's plan to Dian. We offer comparable or better coverage at a fraction of the cost, with the same nationwide PPO network used by major US insurers.
Coverage includes doctor visits, urgent care, hospitalization, surgery, prescription drugs, mental health services, maternity care, and emergency medical evacuation. Specific limits and deductibles vary by plan.
Most claims are filed automatically when you visit an in-network provider - just show your Dian insurance card. For out-of-network claims, submit your bills and receipts through our online portal. Reimbursement typically takes 7-14 business days.
Yes. Dependent coverage is available for spouses and children of policyholders. You can add dependents during enrollment or at any time during your coverage period.
Most Dian plans cover pre-existing conditions after a brief waiting period. Some plans cover them from day one. Contact our team for plan-specific details based on your situation.
Yes. You can cancel anytime and receive a pro-rated refund for unused months, as long as no claims have been filed during the cancellation period.
Yes. Our multilingual support team provides assistance in English, Mandarin Chinese, and Korean via phone, email, and live chat 24/7.
