Highlights
- Deductible and copay is waived in Student Health Center
- Preventive care 100% cover like HPV, Flu and other vaccines
- In network Pharmacy/SHC expense is directly billed(except appliable copay)
- Medical bill is charged to company directly in Network except your costs
- GlobalReach Rx network available in Pharmacy
- Expenses in excess of $7,000, fully paid by company
- No waiting period on pre-existing condition
- Use the Aetna PPO network covering the entire United States
- Great valued plan against competitive price
- Deductible and copay is waived in Student Health Center
- Preventive care 100% cover like HPV, Flu and other vaccines
- In network Pharmacy/SHC expense is directly billed(except appliable copay)
- Medical bill is charged to company directly in Network except your costs
- GlobalReach Rx network available in Pharmacy
- Expenses in excess of $6,000, fully paid by company
- No waiting period on pre-existing condition
- Use the Aetna PPO network covering the entire United States
- Great valued plan against competitive price
- Deductible and copay is waived in Student Health Center
- Preventive care 100% cover like HPV, Flu and other vaccines
- In network Pharmacy/SHC expense is directly billed(except appliable copay)
- Medical bill is charged to company directly in Network except your costs
- GlobalReach Rx network available in Pharmacy
- Expenses in excess of $5,000, fully paid by company
- No waiting period on pre-existing condition
- Use the Aetna PPO network covering the entire United States
- In network Coinsurance 100% (Surgery90%)
enrolled and/or pursuant to his or her Visa requirements for the period for which coverage is elected.
Except in the case of both waiver denial and withdrawal from School due to Sickness or Injury, any student
who withdraws from the Policyholder’s School during the first 31 days of the period for which he or she is
enrolled shall not be covered under the insurance plan. A full refund of Premium will be made, minus the
cost of any claim benefits paid. A student who graduates or withdraws after 31 days of the period for which
he or she is enrolled will remain covered under this policy for the term purchased and no refund will be
allowed.
The Insurer has the right to investigate Eligibility status and attendance records to verify Eligibility
requirements are met. If it is discovered the Eligibility requirements are not met, the insurance coverage
will be terminated.
If the Insured Student or the Insured Student’s Dependent has performed an act that constitutes fraud; or
the Insured Student has made an intentional misrepresentation of material fact during their enrollment
under this insurance plan in order to obtain coverage for a service, coverage will be terminated immediately upon written notice of termination delivered by Us to the Insured Student and/or the Insured Student’s
Dependent, as applicable. If termination is a result of the Insured Student’s action, coverage will terminate
for the Insured Student and the Insured Student’s Dependents. If termination is a result of the Insured
Student’s Dependent’s action, coverage will terminate for the Insured Student’s Dependent only.
Who is Eligible:
•
Class 1: J1 valid visa holder who is outside their home country and engaged in educational activity and a minimum of 17 years old and a maximum of 64 years old, and is one of the following: 1) an undergraduate student registered for attending classes on a full-time basis or 2) graduate student, or 3) scholar or researcher who is invited by an educational organization, or 4) student involved in
education, educational activities, or research related activities.
•
Class 2: The Spouse of a Class 1 Insured Person
•
Class 3: The dependents child(ren) of a Class 1 Insured Person
Who is not Eligible:
•
Students taking distance learning, home study or OPT students
enrolled and/or pursuant to his or her Visa requirements for the period for which coverage is elected.
Except in the case of both waiver denial and withdrawal from School due to Sickness or Injury, any student
who withdraws from the Policyholder’s School during the first 31 days of the period for which he or she is
enrolled shall not be covered under the insurance plan. A full refund of Premium will be made, minus the
cost of any claim benefits paid. A student who graduates or withdraws after 31 days of the period for which
he or she is enrolled will remain covered under this policy for the term purchased and no refund will be
allowed.
The Insurer has the right to investigate Eligibility status and attendance records to verify Eligibility
requirements are met. If it is discovered the Eligibility requirements are not met, the insurance coverage
will be terminated.
If the Insured Student or the Insured Student’s Dependent has performed an act that constitutes fraud; or
the Insured Student has made an intentional misrepresentation of material fact during their enrollment
under this insurance plan in order to obtain coverage for a service, coverage will be terminated immediately upon written notice of termination delivered by Us to the Insured Student and/or the Insured Student’s
Dependent, as applicable. If termination is a result of the Insured Student’s action, coverage will terminate
for the Insured Student and the Insured Student’s Dependents. If termination is a result of the Insured
Student’s Dependent’s action, coverage will terminate for the Insured Student’s Dependent only.
Who is Eligible:
•
Class 1: J1 valid visa holder who is outside their home country and engaged in educational activity and a minimum of 17 years old and a maximum of 64 years old, and is one of the following: 1) an undergraduate student registered for attending classes on a full-time basis or 2) graduate student, or 3) scholar or researcher who is invited by an educational organization, or 4) student involved in
education, educational activities, or research related activities.
•
Class 2: The Spouse of a Class 1 Insured Person
•
Class 3: The dependents child(ren) of a Class 1 Insured Person
Who is not Eligible:
•
Students taking distance learning, home study or OPT students
enrolled and/or pursuant to his or her Visa requirements for the period for which coverage is elected.
Except in the case of both waiver denial and withdrawal from School due to Sickness or Injury, any student
who withdraws from the Policyholder’s School during the first 31 days of the period for which he or she is
enrolled shall not be covered under the insurance plan. A full refund of Premium will be made, minus the
cost of any claim benefits paid. A student who graduates or withdraws after 31 days of the period for which
he or she is enrolled will remain covered under this policy for the term purchased and no refund will be
allowed.
The Insurer has the right to investigate Eligibility status and attendance records to verify Eligibility
requirements are met. If it is discovered the Eligibility requirements are not met, the insurance coverage
will be terminated.
If the Insured Student or the Insured Student’s Dependent has performed an act that constitutes fraud; or
the Insured Student has made an intentional misrepresentation of material fact during their enrollment
under this insurance plan in order to obtain coverage for a service, coverage will be terminated immediately upon written notice of termination delivered by Us to the Insured Student and/or the Insured Student’s
Dependent, as applicable. If termination is a result of the Insured Student’s action, coverage will terminate
for the Insured Student and the Insured Student’s Dependents. If termination is a result of the Insured
Student’s Dependent’s action, coverage will terminate for the Insured Student’s Dependent only.
Who is Eligible:
•
Class 1: J1 valid visa holder who is outside their home country and engaged in educational activity and a minimum of 17 years old and a maximum of 64 years old, and is one of the following: 1) an undergraduate student registered for attending classes on a full-time basis or 2) graduate student, or 3) scholar or researcher who is invited by an educational organization, or 4) student involved in
education, educational activities, or research related activities.
•
Class 2: The Spouse of a Class 1 Insured Person
•
Class 3: The dependents child(ren) of a Class 1 Insured Person
Who is not Eligible:
•
Students taking distance learning, home study or OPT students
