Sky 500
- This plan is a US Based plan that fully complies with ACA and has been certified by Centers for Medicare and Medicaid Services (CMS).
- Deductible and copay is waived in Student Health Center
- Preventive care 100% cover like HPV, Flu and other some vaccines
- In network Pharmacy expense is directly billed(except appliable copay)
- In addition to the amount you are responsible for, the in network hospital will settle the covered medical expenses directly with the company.
- Coverage Area: US only
- In network expenses in excess of $5,000, fully paid by the company
- No waiting period on pre-existing condition
An Eligible Student must attend classes for at least the first 90 days of the period for which he or she is enrolled and/or pursuant to his or her Visa requirements for the period for which coverage is elected. All International Students are required to have a J-1, F-1, or M-1 and their eligible Dependents (who are not U.S. citizens) are required to have a J-2, F-2, or M-2 Visa to be eligible for this insurance plan. 1. Who is Eligible： ▪ Class 1: All registered full time undergraduates student who taking 12 credit and full-time graduate students who taking 6 credits minimally ▪ Class 2: The Spouse of a Class 1 Insured Person ▪ Class 3: The dependents child(ren) of a Class 1 Insured Person 2. Who is not Eligible： Students taking distance learning, home study or OPT students For detailed insurance eligibility and refund policy, please refer to the insurance terms document sent to you or contact us.
| Lifetime maximum | Unlimited |
| Annual maximum | Unlimited |
| Co-insurance in network | 80% |
| Co-insurance out-of-network | 60% |
| Deductible in student health center | $0 |
| Deductible in network | $500 |
| Deductible in non-network | $750 |
| Out of pocket in network | $7,000 |
| Co-pay in ER (waived if admitted) | $200 |
| Co-pay in SHC | $0 |
| Co-pay hospitalization | $0 |
| Pre-existing condition waiting period | No Waiting |
| Preventative care | 100% |
| Medical evacuation | Unlimited |
| Repatriation | Unlimited |