Harvard University

International Student Health Insurance

  • Last year, 39% of all DIANins Harvard customers chose plan Blue 80, followed by 38% chose Blue90.
  • For 3rd and 4th year students and 2nd year of graduate school, we recommend Blue80 and Blue90. Blue 90 is superior in price compared to benefits. For new students, we recommend Blue 100, which compensation for skin ointments and ER benefit despite of non-emergency.
  • Mental counseling service has been added to the 24-25 Blue plan, so anyone can receive the benefit without restrictions via DialCare.
  • Prescription medications are available at Walgreens, CVS, Walmart, and Publix.

    • Showing full year premium difference
    School Plan Blue 80 Blue 90 Blue 100
    Plan Type Comprehensive Premium Premium Premium plus
    Maximum Unlimited Unlimited Unlimited Unlimited
    Co-insurance (PPO) 100% 80% 90% 100%
    Co-insurance (Non-PPO) 70% 70% 70% 80%
    Deductible in Student Health Center $0 $0 $0 $0
    Deductible in PPO $0 $500 $0 $0
    Copay in SHC $0 $0 $0 $0
    Prescription Drug Direc-billing Direct-billing Direct-billing Direct-billing
    Preventive care (PPO/SHC) 100% 100% 100% 100%
    Out of Pocket Max (PPO) $3,000 $7,000 $5,000 $3,000
    PPO Network BCBS Aetna Aetna Aetna
    Yearly rates (17~24) $4,202 $1,015 $1,577 $1,934
    Yearly rates (25~29) $4,202 $1,226 $1,865 $2,584
    Yearly rates (30~45) $4,202 $2,248 $3,365 $5,906
    Detail Detail Detail Detail
    Individual Buy Buy Buy
    Group (10% saving for 3 or more students)
    ACA Compliant Plan: 5%     		Group Group Group