Fitchburg State University

International Student Health Insurance

2024-2025 White, Green plan and Blue 80 have been opened.

  • Mental counseling service has been added to the 24-25 White, Green, and Blue plans, so anyone can receive the benefit without restrictions via DialCare.
  • The White plan has a low compensation limit, but offers a variety of benefits and has excellent premium competitiveness
  • The Green plan provides preventive care up to $500, and the Blue 80 plan covers it without limit.
  • The Blue 80 plan provides a variety of benefits, including emergency room visits and vaccinations, and the patient's burden is low.
  • Prescription medications are available at CVS, Walmart, and Publix.

    • Showing full year premium difference
    School Plan White Green
    Plan Type Comprehensive Limited Standard saving
    Maximum Unlimited $250,000 Unlimited
    Co-insurance (PPO) 80% 100% 80%
    Co-insurance (Non-PPO) 60% 80% 60%
    Deductible in Student Health Center $0 $0 $0
    Deductible in PPO $500 $100 $500
    Copay in SHC $30 $0 $15
    Prescription Drug Direct-billing Direct-billing Direct-billing
    Preventive care (PPO/SHC) 100% 100% up to $250 100% up to $500
    Out of Pocket Max (PPO) $9,100 Unlimited $5,000
    PPO Network BCBS Aetna Aetna
    Yearly rates (17~24) $3,941 $485 $803
    Yearly rates (25~29) $3,941 $726 $1,015
    Yearly rates (30~45) $3,941 $1,486 $1,986
    Detail Detail
    Individual Buy Buy
    Group  (10% saving for 3 or more students)
    ACA Compliant Plan: 5%     		Group Group