• DIANins opened the US based ACA compliant plan firstly in the off campus plan in 2025
  • Although DIANins ACA plans have relatively high Out-of Pocket Maximum, the premium will be really competitive than school sponsored plan
  • In case of waiver denial, 100% refund is quaranteed
  • Showing full year premium difference
    School Plan Ocean 500 Sky 500
    Plan Type Comprehensive ACA Compliant ACA Compliant
    Maximum Unlimited Unlimited Unlimited
    Co-insurance (PPO) 80% 80% 80%
    Co-insurance (Non-PPO) 50% 50% 60%
    Deductible in Student Health Center $0 $0 $0
    Deductible in PPO $450 $500 $500
    Copay in SHC $0 $0 $0
    Prescription Drug Direc-billing Direct-billing Direct-billing
    Preventive care (PPO/SHC) 100% 100% 100%
    Out of Pocket Max (PPO) $6,000 $8,000 $7,000
    PPO Network AETNA First Health First Health
    Yearly rates (12~24) $3,040 $1,449 $1,701
    Yearly rates (25~29) $3,040 $2,102 $2,467
    Yearly rates (30~45) $3,040 $4,052 $4,749
    Detail Detail Detail
    Individual Buy Buy
    Group (10% saving for 3 or more students)
    ACA Compliant Plan: 5%
    Group Group